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Summer Wildfire Season Is Here.Is Your Home Properly Protected?

7/15/2025

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Summer in Arizona is more than sunshine and barbecues, it’s wildfire season. And with rising temperatures and drier conditions, it’s more important than ever to make sure your insurance coverage can handle what the desert might throw your way.

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Monsoon Season & Insurance Gaps You Didn’t Know You Had

7/10/2025

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Monsoon season is beautiful, but dangerous. The high winds, lightning strikes, dust storms, and flash floods can wreak havoc across Arizona. But do you know what your insurance really covers?

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The Hidden Insurance Impacts of Airbnb-Style Rentals

7/8/2025

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Short-term rentals are booming in Arizona, from cozy desert casitas to stylish cabins in the pines. But before you list your property on Airbnb, VRBO, or any other rental platform, it’s crucial to understand how it affects your insurance coverage, and how to protect your investment.

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Fireworks, BBQs, and Backyard Fun: What the Fourth of July Means for Your Insurance Coverage

6/30/2025

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The Fourth of July is a time for celebration—grilling out, watching fireworks, and enjoying the company of family and friends. But amidst the red, white, and blue, it’s also one of the highest-risk holidays when it comes to home and liability claims.

Here’s what every homeowner should know to keep celebrations both safe and insured.

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Are Your Backyard Toys Insured? What You Need to Know About Trampolines, Pools, and More

6/27/2025

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As temperatures rise and Arizona families spend more time outdoors, backyards become the heart of summer fun. Pools, trampolines, and swing sets might be crowd favorites, but they also come with a side of liability most homeowners never consider, until it’s too late.

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Out-of-State Guests Staying with You? Here’s What You Need to Know About Home Insurance

6/24/2025

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When summer rolls around, many Arizonans open their doors to friends and family visiting from out of state. Whether you’re hosting a full house for the holidays or just have the in-laws in town for a few nights, there’s one thing many homeowners overlook: how does your home insurance protect you when guests are under your roof?

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Why Your Vintage Car Deserves More Than Just Basic Insurance

6/20/2025

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There’s something special about owning a vintage or collector car — the kind that turns heads, tells stories, and takes Sunday drives to a whole new level. But what most classic car owners don’t realize is that standard auto insurance often doesn’t fully protect these high-value, unique vehicles.

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Monsoon Season in Arizona: What Homeowners Need to Know About Insurance and Storm Protection

6/18/2025

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Monsoon season in Arizona is equal parts beautiful and brutal. Between dramatic lightning storms and refreshing rain, these summer months also bring flash floods, high winds, hail, and the kind of property damage that can put homeowners on edge.

Whether you’re a seasoned Arizona resident or new to the state, here’s what you need to know to stay protected and how VIP Insurance can help.

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Hosting Summer Gatherings? What You Didn’t Know About Liability Coverage

6/12/2025

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Summer is the season of backyard barbecues, birthday parties, graduation celebrations, and spontaneous pool hangs. While these gatherings create lifelong memories, they also come with a little-known risk—liability.

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Road Trippin’ This Summer? Here’s How to Make Sure You’re Fully Insured Before You Go

6/9/2025

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Nothing screams summer like a road trip. Whether you’re cruising the coast, camping in the pines, or hopping between National Parks, planning the adventure is only half the battle. The other half? Making sure your insurance is just as ready as your playlist.

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