There’s something special about owning a vintage or collector car — the kind that turns heads, tells stories, and takes Sunday drives to a whole new level. But what most classic car owners don’t realize is that standard auto insurance often doesn’t fully protect these high-value, unique vehicles.

Monsoon season in Arizona is equal parts beautiful and brutal. Between dramatic lightning storms and refreshing rain, these summer months also bring flash floods, high winds, hail, and the kind of property damage that can put homeowners on edge.

Whether you’re a seasoned Arizona resident or new to the state, here’s what you need to know to stay protected and how VIP Insurance can help.

Summer is the season of backyard barbecues, birthday parties, graduation celebrations, and spontaneous pool hangs. While these gatherings create lifelong memories, they also come with a little-known risk—liability.

Nothing screams summer like a road trip. Whether you’re cruising the coast, camping in the pines, or hopping between National Parks, planning the adventure is only half the battle. The other half? Making sure your insurance is just as ready as your playlist.

Summer’s calling and whether you’re cruising up the coast, heading to the mountains, or hopping on a quick flight to a long weekend getaway, travel insurance might be one of the most important items you forget to pack.

When you invest in a high-end vehicle—whether it’s a vintage classic, exotic sports car, or premium luxury sedan, you expect superior performance and elegance. But what about protection?

If you’re searching for your dream home in Arizona, especially in areas like Prescott or anywhere near a national forest—you’ve likely imagined crisp mountain air, pine-covered trails, and cozy views. But there’s one crucial step many buyers overlook until it’s too late: checking if the home can be insured affordably.

Arizona is one of the best places in the country to enjoy the outdoors. From hiking in Sedona to mountain biking  Prescott, adventure is part of our lifestyle. But with that lifestyle comes gear—and risk.

Whether you’re a weekend warrior or a full-time outdoor enthusiast, it’s worth asking:
Is your insurance keeping up with your adventures?

You open your renewal notice and your premium has skyrocketed—sound familiar? You’re not alone. Across Arizona and much of the U.S., insurance premiums are rising for homeowners, auto policies, and even umbrella coverage.

But here’s the important part: you have options.

​When you purchase homeowners insurance, you expect that it covers everything inside your home. But most people are surprised to learn that there are coverage limits on certain high-value items, which means your expensive gear or heirlooms might not be fully protected.

If you own things like fine jewelry, expensive bicycles, firearms, collectibles, designer handbags, or custom tech equipment—this post is for you.