Even a minor fender-bender can leave Arizona drivers dealing with more than vehicle repairs. Between medical bills, lost wages, and car rentals, the true cost of an accident often goes far beyond the deductible.

Arizona is home to thousands of small business owners and freelancers who work from home — from graphic designers and accountants to bakers, online retailers, and consultants. But there’s one thing many entrepreneurs overlook: their homeowners insurance doesn’t automatically protect their business.

Flood insurance has long been misunderstood — especially in a dry state like Arizona. Many homeowners assume floods aren’t their concern, but climate shifts and updated FEMA flood maps are revealing new high-risk areas across the state.

​The short-term rental boom has taken over Arizona — from cozy cabins in Prescott to desert retreats in Tucson. But while the income potential is exciting, many property owners don’t realize that renting their home on platforms like Airbnb or VRBO can create serious insurance gaps.

Today’s cars do far more than get us from point A to point B. With advanced technology like lane assist, adaptive cruise control, and onboard diagnostics, vehicles are becoming smarter — and so are insurance policies.

When most people think of homeowners insurance, they assume everything inside their home is automatically protected. But if you own high-value items — like jewelry, collectibles, high-end electronics, or even an expensive mountain bike — your policy might not cover them as much as you think.

The holidays are a time for celebration, travel, and family gatherings, but they’re also one of the busiest seasons for home burglaries.

​Annual Enrollment Period (AEP) runs Oct 15–Dec 7. Plans change their formularies, pharmacy networks, premiums, and copays every year. In 2025, the Inflation Reduction Act continues phasing in Part D redesign—including the $2,000 annual cap on Part D out-of-pocket—but premiums, tiers, and pharmacy status can still make the total cost swing by thousands.

This guide walks you through a precise, 45-minute comparison you can do with us or on your own.

We live in a subscription world, from streaming platforms to meal kits. But there’s one “subscription” you might not have thought about that could save you thousands: umbrella insurance.

When the weather cools down in Arizona, many homeowners breathe a sigh of relief — no more blazing heat or monsoon chaos. But cooler seasons bring their own risks, and too often, they’re overlooked until it’s too late.