The Fourth of July is a time for celebration—grilling out, watching fireworks, and enjoying the company of family and friends. But amidst the red, white, and blue, it’s also one of the highest-risk holidays when it comes to home and liability claims.

Here’s what every homeowner should know to keep celebrations both safe and insured.

As temperatures rise and Arizona families spend more time outdoors, backyards become the heart of summer fun. Pools, trampolines, and swing sets might be crowd favorites, but they also come with a side of liability most homeowners never consider, until it’s too late.

When summer rolls around, many Arizonans open their doors to friends and family visiting from out of state. Whether you’re hosting a full house for the holidays or just have the in-laws in town for a few nights, there’s one thing many homeowners overlook: how does your home insurance protect you when guests are under your roof?

There’s something special about owning a vintage or collector car — the kind that turns heads, tells stories, and takes Sunday drives to a whole new level. But what most classic car owners don’t realize is that standard auto insurance often doesn’t fully protect these high-value, unique vehicles.

Monsoon season in Arizona is equal parts beautiful and brutal. Between dramatic lightning storms and refreshing rain, these summer months also bring flash floods, high winds, hail, and the kind of property damage that can put homeowners on edge.

Whether you’re a seasoned Arizona resident or new to the state, here’s what you need to know to stay protected and how VIP Insurance can help.

Summer is the season of backyard barbecues, birthday parties, graduation celebrations, and spontaneous pool hangs. While these gatherings create lifelong memories, they also come with a little-known risk—liability.

Nothing screams summer like a road trip. Whether you’re cruising the coast, camping in the pines, or hopping between National Parks, planning the adventure is only half the battle. The other half? Making sure your insurance is just as ready as your playlist.

Summer’s calling and whether you’re cruising up the coast, heading to the mountains, or hopping on a quick flight to a long weekend getaway, travel insurance might be one of the most important items you forget to pack.

When you invest in a high-end vehicle—whether it’s a vintage classic, exotic sports car, or premium luxury sedan, you expect superior performance and elegance. But what about protection?