Many renters assume their landlord’s insurance will protect them,  but that only covers the building, not your personal property or liability. Renters insurance is one of the most affordable policies available, yet it provides wide-ranging protection.

If you live in Arizona, you know monsoon storms can arrive suddenly and cause serious damage. But when the dust settles, literally, the big question is: will insurance cover it?

When most people shop for auto insurance, they focus on liability limits, deductibles, and maybe comprehensive coverage. But there’s one piece of coverage that many Arizona drivers underestimate, or skip altogether: uninsured motorist (UM) and underinsured motorist (UIM) coverage.

​At first glance, all water damage seems the same. But to your insurance company, the difference between “water damage” and “flood damage” is the difference between a covered claim and a denial.

In Arizona, we often focus on fire, flood, and storm risks, but there’s another type of damage that’s both common and costly: sewer and drain backups.

Home renovations are exciting, new spaces, increased value, and the satisfaction of seeing your vision come to life. But what many Arizona homeowners don’t realize is that certain updates can impact your insurance coverage in ways that could leave you financially exposed.

You use strong passwords. You ignore sketchy emails. But no matter how careful you are, identity theft can still hit home, especially as scams targeting Arizona residents continue to rise.

You’ve paid your premium. You feel prepared. But then something truly Arizona happens and suddenly, you’re wondering: “Is that even covered?”