Headed on Summer Vacation? Don’t Leave These Insurance Gaps Behind

You’ve booked the Airbnb, set your out-of-office email, and are ready for a road trip or beach escape. But is your insurance ready for vacation, too?

Summer travel is the perfect time to unwind, but it’s also when unexpected things love to go wrong. Whether it’s a fender bender in a rental car or a water leak while you’re out of town, the right insurance prep can keep your vacation relaxing (and not a financial disaster).

What to double-check before hitting the road:

• Homeowners or renters insurance: Does your policy include coverage for break-ins or property damage while you’re away?
• Car insurance: Are you covered for rental vehicles or long-distance travel?
• Scheduled valuables: Leaving behind jewelry or tech? Make sure they’re listed under scheduled property if needed.
• Travel insurance: Booking something major? Travel insurance could reimburse you for cancellations, delays, or lost luggage.

Pro Tip: Let a trusted neighbor know you’ll be out of town and ask them to keep an eye on your property. Some policies may even offer discounts if you take proactive measures like timed lights or smart security systems.


At VIP Insurance Professionals, we’re all about helping you protect what matters, even when you’re not at home.