Hitting the Road This Summer? Why Travel Insurance Isn’t Just for International Trips

Summer’s calling and whether you’re cruising up the coast, heading to the mountains, or hopping on a quick flight to a long weekend getaway, travel insurance might be one of the most important items you forget to pack.

But isn’t that just for overseas trips?
Not at all. Here’s what many travelers don’t realize:
Travel insurance can protect you from the headaches (and bills) that come with delays, cancellations, medical emergencies, or even lost luggage — even if you’re staying right here in the U.S.

Top Reasons to Consider Travel Insurance for Domestic Trips:

1. Trip Cancellation Coverage
   Even a short weekend escape can come with non-refundable reservations. If something unexpected happens — like a family emergency or illness — cancellation coverage can reimburse you for hotels, tours, and airfare.
   
2. Medical Coverage in Remote Areas
   Think you’re safe because you’re not leaving the country? Think again. Some rural areas or national parks might be hours from medical facilities. Travel insurance can cover emergency transport or care outside your regular network.
   
3. Lost or Delayed Luggage
   Imagine arriving for a wedding weekend and your bags don’t make it. Insurance can cover the basics (and the backup outfit) while your belongings catch up.
   
4. Rental Car Protection
   Road-tripping in a rental? Travel insurance can sometimes offer better, more cost-effective coverage than what’s provided at the rental counter.
   
5. Peace of Mind for Group Travel
   Taking the whole family or a group of friends? With more people involved, the risk of unexpected changes goes up. Travel insurance helps keep the whole group covered.
   

Our Tip:
Before you book those plane tickets or road trip stops, check in with us. VIP Insurance Professionals can help you find a policy that fits your travel plans and your budget.
Because when it comes to travel, the only surprises you want are good ones.