Insuring Your Tiny Home: What You Need to Know

​Tiny homes are more than a trend—they’re a lifestyle. But whether your tiny home is stationary or on wheels, ensuring it's adequately protected is a crucial step in your minimalist journey. Here's a breakdown of what you need to know about insuring your tiny home.

1. What Type of Insurance Do You Need?
The type of policy you need depends on how your tiny home is classified:

• Stationary Tiny Homes: If your tiny home is permanently on land, a homeowner’s or mobile home insurance policy may apply.
• Tiny Homes on Wheels (THOWs): If your tiny home is mobile, you may need RV insurance for coverage on the road.

2. Does Your Policy Cover Custom Features?
Tiny homes are often customized to maximize space and functionality. Be sure your policy covers unique features like built-in furniture, solar panels, or specialized storage solutions.

3. Liability Insurance for Tiny Home Living
If you’re renting out your tiny home as an Airbnb or hosting guests, liability coverage is a must. This protects you in case of accidents or injuries on your property.

4. Coverage for Personal Belongings
Tiny homes are just that—tiny—which means every square foot counts, including your belongings. Ensure your insurance policy covers the replacement of your personal items in case of theft or damage.

Conclusion:
Protecting your tiny home doesn’t have to be complicated. Contact VIP Insurance Professionals to customize a policy that fits your lifestyle and ensures your tiny home dreams stay worry-free.