Wedding Season in Arizona: Why Event Liability Insurance Should Be On Your Checklist

Planning a wedding or special event in Arizona? Here’s why event liability insurance is becoming an essential item on the checklist.

Wedding Season in Arizona: Why Event Liability Insurance Should Be On Your Checklist

Arizona is home to stunning wedding venues — from rustic warehouses in Prescott to desert views in Scottsdale. But while you’re planning flowers and photographers, there’s one detail many couples forget: event liability insurance.

What It Covers
• Property damage at the venue (like a broken fixture or stained carpet)
• Guest injuries during the event
• Alcohol-related incidents if you’re serving drinks

Why It Matters in Arizona
• Many venues now require proof of liability insurance before hosting.
• Outdoor weddings carry risks: uneven ground, weather changes, or guest mishaps.
• Alcohol service creates liability exposure even with professional bartenders.

Real Example

At a Prescott-area reception, a guest slipped and injured their wrist on the dance floor. Without event insurance, the couple could have been personally responsible. Instead, their policy stepped in to cover medical costs and protect them from legal fallout.

How Affordable Is It?

Event liability policies are typically just a few hundred dollars, far less than the cost of an unexpected claim.

Bottom Line:
If you’re planning a wedding or large event in Arizona, event liability insurance deserves a spot on your checklist. It’s peace of mind for the day you’ve been dreaming about.