Why Renters Insurance in Arizona Covers More Than You Think

Many renters assume their landlord’s insurance will protect them,  but that only covers the building, not your personal property or liability. Renters insurance is one of the most affordable policies available, yet it provides wide-ranging protection.

What It Covers:
• Personal Property: Clothes, electronics, furniture, and more: covered if damaged or stolen.
• Liability: If someone is injured in your rental, liability coverage protects you from lawsuits.
• Loss of Use: If a fire or covered event makes your rental uninhabitable, your policy can pay for hotel stays or temporary housing.
• Off-Premises Coverage: Items stolen from your car or while traveling may also be covered.

Why It Matters in Arizona:
• Monsoon water damage
• Apartment fires
• Break-ins targeting seasonal residents

For less than the cost of a weekly coffee run, you can protect thousands of dollars’ worth of belongings and peace of mind.