Why You Need Mexico Auto Insurance Before Crossing the Border

If you're planning to drive south of the border, you’ll need more than just a passport and a full tank of gas. One of the most overlooked essentials for Arizona drivers is Mexico auto insurance.

​Your US Insurance Won’t Cover You
Many travelers assume their standard US policy will protect them in Mexico. In most cases, it won’t. Mexico does not recognize US auto insurance as valid, which means that if you're in an accident, you could be held financially and legally responsible—even if it wasn't your fault.

Mexico Requires Liability Coverage from a Mexican Provider
To comply with Mexican law, you must have liability insurance issued by a Mexico-authorized company. This is especially important if there are injuries or property damage involved. Not having coverage can result in delays, fines, or even jail time.

What Mexico Insurance Covers
Policies can include

• Liability coverage (mandatory)
• Physical damage and theft
• Medical payments
• Roadside assistance
• Legal assistance and bail bond coverage

It’s More Affordable Than You Think
Short-term Mexico auto policies are surprisingly affordable and customizable. Whether you're headed down for a weekend getaway or an extended vacation, coverage can be tailored to your plans.

Don't Wait Until the Border
Getting coverage in advance gives you peace of mind and more flexibility in choosing the right policy.

VIP Tip: We help Arizona travelers find the best Mexico insurance plans to stay safe and legal while exploring paradise.